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29. may 2009 by FDIC Board approved amendments to certain interest rate restrictions to the FDIC rules and regulations of section 337.6 below the very letter to the institutions of the definitive rule. Final rule "national rate" rates paid Us depositary institutions a simple average of the calculated by the FDIC. Although the final rule 1 is not efficient.January 2010 FDIC has no objection to the newly defined tax for immediate use of the insured depository institution and the interest of national prices in the different deposit maturity and caps sizes shall be as set out below.
For more information about the Financial Institution letter. see FIL-25-2009
The number of updated 30.August 2010.
-Jumbo deposits (<>
Jumbo deposits (= 100 000 euro)
Deposit products National rate 1 Rate Cap 2Previous prices
1National quantities shall be calculated on the basis of rates paid (use annual percentage yield) for all insured depository institutions and branches, which data are available in a simple average.National prices information is collected by a third party. savings and checking account interest rates are based on the plane even if the product $ myyntiluku money market and certificates of deposit are based on the $ 10 000 and 100 000 $ product tiers-jumbo and jumbo accounts accordingly. maturities published these account types and tables are banks and branches, which we have data most commonly offered by — at least 20 000 locations, and even the locations of 74,000. even if each individual Bank offered by the jumbo rates of security are higher than it offers lower rates of security deposits, national average jumbo deposit rates can be less than the deposits available nationwide averages because banks and publishing separate quantities jumbo deposits of branches, the total population is different and smaller banks and branches below those of the population. Consequently, the quantities for the jumbo deposit will differ from these tables, May 21, 2008-jumbo quantities only, if the jumbo amount of such security is greater. Credit unions the securities are not included in the calculation.
2The number of upper limit is determined by 75 basis points on the one hand and the national rate., you can specify compliance with the requirements of the regulation, a comparison of the body, size, and with the interest rate caps-prices offered by the maturity of the obligation. Accounts of less than EUR 100000, to use the applicable tax rate cap-jumbo column and account $ 100 000 and, the interest rate caps jumbo column. interpolation should be used for deposits is not listed above with maturities.
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